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Retsinas, Nicolas P. (EDT)/ Belsky, Eric S. (EDT)
人物简介:
Building Assets, Building Credit书籍相关信息
- ISBN:9780815774099
- 作者:Retsinas, Nicolas P. (EDT)/ Belsky, Eric S. (EDT)
- 出版社:Brookings Inst Pr
- 出版时间:2005-8
- 页数:395
- 价格:$ 33.84
- 纸张:暂无纸张
- 装帧:Pap
- 开本:暂无开本
- 语言:暂无语言
- 适合人群:individuals looking to improve their financial situation, young adults starting their financial journey, people interested in credit scoring, and professionals in the field of financial planning or consumer credit
- TAG:Personal Finance / Wealth Building / credit management / financial literacy / credit repair
- 豆瓣评分:暂无豆瓣评分
- 更新时间:2025-05-07 13:01:17
内容简介:
Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of "credit scores," not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.
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